can you refinance a first mortgage and not the second

Considerations You Should Make When Refinancing a First and Second Mortgage If you think you might meet the basic guidelines I outlined earlier, and you want to see if you can refinance to combine your first and second mortgages, you should start with your current lender. They might offer you the best terms, since your loan is already with them.

Can you refinance a first loan only and not the second? – It depends. You may not be able to refinance at all if you don’t roll both loans in, as the second mortgage holder has to allow you to keep the second loan subordinate to the first.

Can You Refinance A First Mortgage And Not The Second – Refinancing a second mortgage is typically much easier than refinancing a first mortgage and may result in a lower interest rate. Refinance your equity loan or line of credit in order to save money over the life of the loan or get cash back to fund home improvements or use for other purposes.

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When Should You Refinance – Associated Bank – For some owners, this decision is simple — you refi as soon as you can get a.. a second mortgage are that you do not have to disturb the original first mortgage.

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Yes, you can refinance a second mortgage. Assuming you have good credit and your mortgage payments have been consistent, you should be able to refinance your second mortgage without a problem. The process is the same as getting any other mortgage, so just make sure you review all offers and choose the best one for you.

Can You Refinance a 1st Mortgage & Still Keep a Home Equity. – One solution is to pay off or pay down the home equity loan, then apply for the refi. Another, if your total debt isn’t too high, is to take out a refinance mortgage that can pay off both the first and second mortgage. If neither is an option, you’ll have to forgo refinancing for now.